Recreational Vehicle Insurance in McAllen, TX
Owning a recreational vehicle (RV) can be exciting, but it comes with its own set of risks—risks that need to be accounted for with insurance. If you’re having difficulty figuring out the right coverage for you, Verax Insurance Services is here to help.
What Is Recreational Vehicle Insurance? 
RV insurance is a specific type of insurance for owners of all-terrain vehicles, camper vans, motor homes, toy haulers and trailers. It may provide financial protection should your vehicle be damaged, lost or involved in an accident.
What Does Recreational Vehicle Insurance Cover?
Policies may vary depending on the insurer, but RV insurance may include the following:
- Comprehensive coverage may protect you from losses due to fire, theft, vandalism and specific weather events.
- Collision coverage may help pay for repair costs if you hit an object or another RV.
- Liability coverage may cover expenses if you cause bodily injury or property damage to a third party.
- Uninsured/underinsured motorist coverage may financially protect you if you are hit by a driver with insufficient insurance. This may also apply if you were involved in a hit-and-run.
Is Recreational Vehicle Insurance Required?
If you own a motorhome in Texas, you’re required to carry RV liability insurance. The state mandates specific liability coverage amounts, so working with a qualified insurer is crucial to ensure you meet those requirements.
How to Get Recreational Vehicle Insurance
Contact Verax Insurance Services today to learn more or request a personalized quote.